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When is the Best Time for Buying Travel Insurance

Posted on 07 April 2019 by (0)

When is the Best Time for Buying Travel Insurance?

A general rule is to buy an insurance policy before you require one. But, when is the best time to purchase your travel insurance? Well, you should purchase travel insurance before it is too late. Don’t wait until something has happened to preclude your travels.

You cannot make a travel insurance deposit for the trip, break your arm, and then buy a policy for your trip. Essentially, you buy travel insurance to ensure your protection against what can happen when traveling. The insurance is not for protecting you against what has happened already. Similarly, you can’t purchase auto insurance after crashing your car.

The Right Time to Buy Travel Insurance

Although you can buy your travel insurance till a day before you start the trip, there is no sense in doing that. You will pay the same amount for a travel insurance policy whether you purchase it a day before the trip or a year in advance. Therefore, there is no reason to wait.

Purchasing travel insurance early might not save money. However, it will give you numerous benefits. You also avoid the risk of forgetting to purchase your travel insurance when you get busy with trip preparation.


You can buy your travel insurance policy within two weeks of making the initial trip deposit. For instance, you will get a waiver for a pre-existing medical problem when you buy the policy within 14 days of the initial trip deposit. If you can travel but treatment for a medical condition forces you to cancel the trip, you might be protected. However, you need to purchase your travel insurance in advance.

Policies with cancelation for provided reasons have to be bought within a specific time after the initial deposit. Therefore, inquire with your insurer when purchasing your policy. But, you shouldn’t worry because it’s possible to purchase travel insurance even a day before the trip. Thus, it’s virtually never too late.